Mortgages

Is it time to move, build, renovate or revisit your financial situation?

Looking for a mortgage advisor, a home loan or someone to answer some questions about loan repayments? Look no further!

Mortgage Link Coastwide was established in 1998 and is the only mortgage advisor servicing the West Coast of the South Island.  We have offices in both Hokitika and Greymouth with a PAA accredited advisor servicing clients from Karamea in the north to Haast in the south and beyond. 

We pride ourselves on being active participations in the local community and are regularly seen at events and fund raisers.

There is a lot to think about when you look to finance your first home, your next home, a holiday home or an investment property. It is important to seek professional advice from one of our team of mortgage brokers who will guide you.

Knowing all the options before you start helps take the stress away from those major decisions.

It can be harder too when you want to build a new home or renovate your existing home. There are different options, and knowing about the various options and how they work can ensure that you get the best results.

Mortgage Link Advisers are specialist loan brokers who have access to a wide variety of banks and non-bank lenders and can therefore source the loan that suits your specific situation. As well as the standard bank home loans, Mortgage Link can help with low deposit home loans, low doc loans for self-employed, specialist loans for people that have some credit impairment and debt consolidation loans.

Our mortgage advisers are there to help you.

Mortgage Link advisers have specialist knowledge and access to various options so you can be assured that we can tailor the best and most affordable mortgage packages for you. They understand how important these financial decisions are to you and will always go that extra mile for you.

 Want to hear more – it costs nothing to ask and you might be pleasantly surprised at the difference that good advice can make.

Contact us today!

First Home

As well as the excitement of getting into your own home there are a number of things that can cause a lot of stress. After all, for most people this will be the largest purchase they have made.

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Next Home

Often we outgrow our first home and are looking to purchase another. Knowing how much you can afford to borrow is the best place to start. We can help you through the maze of all the decisions you have to make.

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Investment Property

Rental property is a great investment option to secure your future. There are a lot of things you need to know when you are considering a rental property or building a portfolio.

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Renovations

Making improvements to your property is a great way to increase the value of your home. Topping up your mortgage to fund these is the place to start.

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Holiday Homes

It’s everybody’s dream to have a place to escape to, but can you afford it? Come talk to us, chances are that with a combined equity assessment those endless sea or mountain views may not be as far away as you think.

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Building

When you start the process of building a home there are a lot of decisions to make. A very important one is how much you can borrow. We can help you check all the boxes and guide you through the process.

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Refinancing

Because circumstances are always changing there are times when you may wish to refinance your mortgage or consolidate debts. There are many reasons or life events that may need you to consider one of these options, and our team of advisers are available to help guide you in choosing what options suits your personal circumstances best.

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Commercial Property

Whether you need to buy a new building or extend or develop your own business premises, a commercial mortgage could be the answer. Learn more about how you could benefit with a commercial mortgage, our expert consultant team can advise you on the best course of action.

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Equity Release

Want to finance things you need or always wanted to do without the hassle of regular repayments? Borrowing against your home could give you a more comfortable lifestyle. Our brokers have access to many different equity release options for you to consider.

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Fixed Rate Review

It is our job to save you money and provide you with the lowest mortgage rate available. Have your fixed rate reviewed periodically by one of our consultants to make sure you are always getting the best possible deal at any given time.

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